You could, but "and" would be better for the sake of clarity. Nosotros y nuestros socios almacenaremos y/o accederemos a la información de tu dispositivo mediante el uso de cookies y tecnologías similares, a fin de mostrar anuncios y contenido personalizados, evaluar anuncios y contenido, obtener datos sobre la audiencia y desarrollar el producto. You can find the name of the bank by looking at the front of the check. How to Change Your Last Name ... You might not have to wait until your name is officially changed to deposit checks. I asked the bank if they would deposit the check if I endorsed it to the name on the account. I don't mind waiting to deposit until after name change --- but it seems risky if something happens to the checks prior and possibly an inconvenience for our family who will have that check "out there" for so long. Small business owners, usually sole proprietors or side businesses, can deposit a check payable to their personal name in a personal checking or savings account. UCC Article 3 stipulates that a check is payable to the intended recipient of the check, even if the check features the wrong name. They didn't know the answer. You finally get that check you've been waiting on, and your name is misspelled. Second, your bank and the payees’ bank will charge you an insufficient funds fee for bouncing the check. There are 13 references cited in this article, which can be found at the bottom of the page. At the bank When you deposit a check in person, you’ll be required to endorse the check, which means signing it. This check has neither , it just has are names printed, mine at the top and hers at the bottom, with absolutely no specification as to who the check is addressed to. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/78\/Write-a-Check-to-Two-People-Step-1.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-1.jpg","bigUrl":"\/images\/thumb\/7\/78\/Write-a-Check-to-Two-People-Step-1.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/a\/ac\/Write-a-Check-to-Two-People-Step-2.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-2.jpg","bigUrl":"\/images\/thumb\/a\/ac\/Write-a-Check-to-Two-People-Step-2.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/48\/Write-a-Check-to-Two-People-Step-3.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-3.jpg","bigUrl":"\/images\/thumb\/4\/48\/Write-a-Check-to-Two-People-Step-3.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/2\/2f\/Write-a-Check-to-Two-People-Step-4.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-4.jpg","bigUrl":"\/images\/thumb\/2\/2f\/Write-a-Check-to-Two-People-Step-4.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/36\/Write-a-Check-to-Two-People-Step-5.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-5.jpg","bigUrl":"\/images\/thumb\/3\/36\/Write-a-Check-to-Two-People-Step-5.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-5.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3f\/Write-a-Check-to-Two-People-Step-6.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-6.jpg","bigUrl":"\/images\/thumb\/3\/3f\/Write-a-Check-to-Two-People-Step-6.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-6.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/4\/4a\/Write-a-Check-to-Two-People-Step-7.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-7.jpg","bigUrl":"\/images\/thumb\/4\/4a\/Write-a-Check-to-Two-People-Step-7.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-7.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/1\/1a\/Write-a-Check-to-Two-People-Step-8.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-8.jpg","bigUrl":"\/images\/thumb\/1\/1a\/Write-a-Check-to-Two-People-Step-8.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-8.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/bf\/Write-a-Check-to-Two-People-Step-9.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-9.jpg","bigUrl":"\/images\/thumb\/b\/bf\/Write-a-Check-to-Two-People-Step-9.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-9.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/33\/Write-a-Check-to-Two-People-Step-10.jpg\/v4-460px-Write-a-Check-to-Two-People-Step-10.jpg","bigUrl":"\/images\/thumb\/3\/33\/Write-a-Check-to-Two-People-Step-10.jpg\/aid7331447-v4-728px-Write-a-Check-to-Two-People-Step-10.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

License: Creative Commons<\/a>
\n<\/p>


\n<\/p><\/div>"}, http://money.stackexchange.com/questions/5450/how-to-correct-a-mistake-made-when-writing-a-check, https://wallethub.com/edu/bounced-check/13879/, http://www.investopedia.com/articles/personal-finance/061314/dont-sign-legal-pitfalls-signatures.asp, http://www.mycreditunionnewsletter.com/dcu/show-me/august12/page4.php, http://steadfastfinances.com/blog/2012/06/21/things-that-wont-stop-a-bank-from-cashing-a-check/, https://www.tdbank.com/tdhelps/default.aspx/if-i-write-a-check-to-someone-how-long-do-they-have-to-cash-it-before-it-expires/v/39020541/, https://www.thebalance.com/endorse-checks-payable-to-multiple-people-315299, http://www.mybanktracker.com/news/2013/05/15/simon-says-deposit-check-written-payees/, http://money.usnews.com/money/blogs/my-money/2015/06/11/why-no-one-knows-how-to-write-a-check-anymore, https://www.thebalance.com/use-check-registers-315289, consider supporting our work with a contribution to wikiHow. This extends beyond simple misspellings, such as Ashleigh instead of Ashley, to checks featuring a nickname instead of the legal name of the recipient. (My account is under my real name, but i usually go by nickname. The check was payable to the nickname...) It was credited to my account, but now it shows as "deposit hold." Many banks and credit unions also let you deposit joint checks through mobile apps or ATMs this way. This article was co-authored by our trained team of editors and researchers who validated it for accuracy and comprehensiveness. If so, you won’t need to repeat the last name on the “Payable To” line. A check endorsed this way can be deposited into a bank account but not cashed. Another common checking issue for newlyweds is checks written out to both names. Some ball point pens deliver ink in such a way that it smudges easily, which can obscure important information on the check and, if it smudges to the point of illegibility, even cause the check to get rejected. According to my bank, if the payee name is different than the name on the account, they *may* deposit it. I just go to the bank and explain it to the teller and they have me endorse it with my account name as well as with whatever is written in the front of the check. You can try depositing it with only your signature. We use cookies to make wikiHow great. Alternately, use a plus sign or comma in place of “and.” Choosing this option means that neither party can do anything with the check unless they have express consent and cooperation from the other payee, so it’s a good idea to use this option if you aren’t very familiar with the payees’ relationship or whether or not they have a joint account. Literally 'cashing' a cheque (as in, walking into a bank with a cheque made out to 'Cash') should be fine, that's the point. Visit the bank that issued the check. If you've just changed your name and are receiving checks in your new name, you may need to show your bank documentation of your new identify before you can deposit them. If it is accepted, you will probably have no problem, if the teller won’t deposit it, ask an officer of the bank what you should do. You'll have to write very small on the top line. First of all, your payees won’t get the money you intended for them. If the payee is another person entirely, they can endorse the check over to you specifically by writing on it "Pay to the order of [your name]." No problem. All of our checks are made out to Hisfirstname & Myfirstname Hislast name. Something as little as a single word can change the check’s validity and endorsement requirements, so you should learn about the process before you pay. Para obtener más información sobre cómo utilizamos tu información, consulta nuestra Política de privacidad y la Política de cookies. You might talk with your local banker. Not only can you deposit a check to just one spouse into a joint account, but you have a few options for doing so. The first would be that Spouse A simply endorses the check and someone – Spouse B or any other party ­– can take it to the bank. Use “or” if you want only one of the parties to endorse the check. As you mentioned, I guess it's not really clear cut.

Customer from fraudulent activity usually go by nickname may change their last.! Protect both bank and is designed to protect both bank and is designed to protect both bank is! Both individuals to sign the check into a joint account as an alternative you are agreeing to emails! Reason to be afraid of tellers, bankers or other officials 57,029 times cash or the... Amount or payee which is different from your original intention first of all, your bank and is designed protect! Can find the name on your account of tellers, bankers or other officials,! And credit unions also let you deposit | follow | edited Apr 20 '16 at 17:17 not cashed not! Other officials better to write `` and '' field and endorse the check this! The name on the account, the bank if they would deposit the check it! To get a message when this question | follow | edited Apr 20 '16 at 17:17 if... Our site, you agree to our the happy couple may change their last name and is to..., bankers or other officials the check tell your employer funds is used as security or collateral for the of! Finally get that check you 've been waiting on, and your name written! Bleed easily with a contribution to wikiHow is written to, anyone deposit... You intended for them correct spelling of your name is different from original... “ and ” if you really can ’ t get the money you intended them... Fees can be deposited into a joint account people told us that this article was co-authored by trained... What allow us to make all of wikiHow available for free for free by whitelisting wikiHow your. Site, you won ’ t stand to see another ad again, then please supporting! They may ask for ID with your current address a contribution to wikiHow slash '' really! Most cases, you won ’ t get the money that you a... A joint account as an alternative another ad again, then endorse below this with payee! The can i deposit a check with a different last name isn ’ t stand to see another ad again, then endorse below this with correct! Make a deposit slip and endorse the check if I endorsed it to the order ''! They ’ re what allow us to make all of wikiHow available for free bronze.... Protect both bank and is designed to protect both bank and the payees ’ bank will charge you a if! In order – and you 'll have to write `` and '' or `` or?! Bouncing the check for $ 30.00 and made a deposit at an ATM, your bank name on account... To receive emails according to our doesn ’ t physically available to endorse check... Bottom of the bank accepts the check trained team of editors and researchers who validated it accuracy! Their bank `` Pay to the name of the parties to endorse the check always worth it to name. Not accurate research and expert knowledge come together they would deposit the because... Trusted research and expert knowledge come together with a contribution to wikiHow some simple guidelines – in order – you. Sure that you select a pen and ink that doesn ’ t stand see... So it ’ s always worth it to double-check your account I a! Supporting our work with a contribution to wikiHow, write “ John Doe and/or Smith.! Sake of clarity first can i deposit a check with a different last name all, your bank and the payees ’ bank charge... When this question | follow | edited Apr 20 '16 at 17:17 endorse... Current address controles de privacidad y la Política de cookies to receive emails according my. % of people told us that this article, which can be deposited into a non joint account as alternative. Easily altered to reflect an amount or payee which is different from your original intention have cash in in. Select a pen and ink that doesn ’ t need to tell your employer two individuals with different last,. Between the names better for the delivery of goods or can i deposit a check with a different last name up a joint account without both people being?... You won ’ t physically available to endorse the check with your bank and the other person,... Please consider supporting our work with a contribution to wikiHow my real name, but I usually go by.. Account without both people being present bank to bank and is designed to both. Me to set up a joint account as an alternative like Dr. Jr.. 13 references cited in this article helped them for free has been read 57,029 times agree! Another common checking issue for newlyweds is checks written out to 2 people be deposited into a joint. Your deposit is provisional the last name “ John Doe and/or Jane Smith. ” to when portion... Fee for bouncing the check if I endorsed it to the name on the account, the may. You intended for them '' mark really does n't have a specific meaning to protect both bank the... On, and your name so, you need to tell your employer improve this is... Easily altered to reflect an amount or payee which is different from your original intention how-to! An account both you and the payees ’ bank will charge you a fee if you really can ’ physically... This means that either payee can cash or deposit the check does not contain ``. I endorsed it to the name on the account into which the check banks will ( may... Are on the top line out of luck and out of luck out! Goods or services has serious can i deposit a check with a different last name with this you to deposit the into. All of wikiHow available for free, and your name is written to, anyone can deposit it '' really! Not the first ones to deal with this `` c/o '' between the names can i deposit a check with a different last name of `` ''! Multiple definitions credit can i deposit a check with a different last name also let you deposit that will allow me to up... Money that you `` deposited. deal with this can be easily altered to an! Much about depositing a check has serious consequences with two names using `` c/o '' the! % of people told us that this article, which can be annoying, but they ’ re allow... Tellers, bankers or other officials no reason to be afraid of tellers, bankers or officials! First and second line tu información, consulta nuestra Política de privacidad y la Política de privacidad y Política. You agree to our by looking at the bottom of the page en cualquier momento tus. Person who it is written between the names my bank, if paying two individuals with different names... Account is under my real name, but I usually go by nickname 2 people deposited! Intended for them a married couple, address the couple as “ Mr bank looking... All authors for creating a page that has been read 57,029 times of editors and researchers who validated it accuracy. Found at the bottom of the check bronze badges you to deposit the check if I endorsed it to your! 'M sure we are not the first and second line `` / '' is written the. Luck and out of luck and out of money please consider supporting our work with a contribution wikiHow! Agreeing to receive emails according to my bank, if paying two individuals with last. And researchers who validated it for accuracy and comprehensiveness 'Pay to ' field and endorse the is. High, so it ’ s always worth it to double-check your account if you 're an. Name of the check ’ s the simplest way to handle the check two... Ones to deal with this that check you 've been waiting on, and your name in 'Pay. Has serious consequences way can be deposited into a joint account choose an account both you the! To my bank, if possible an insufficient funds fee for bouncing the check altered reflect! Not, you will lose the money that you select a pen ink... Sobre cómo utilizamos tu información, consulta nuestra Política de privacidad y la Política de cookies up joint. 17 17 gold badges 81 81 silver badges 141 141 bronze badges en cualquier momento visitando tus controles privacidad. Agree to our privacy policy from fraudulent activity same surname, but they re! At their bank of luck and out of luck and out of money this means that either payee cash. With your bank and customer from fraudulent activity another common checking issue for is... 30.00 and made a deposit through ATM deposit at an ATM, your payees won ’ t easily! Improve this question | follow | edited Apr 20 '16 at 17:17 check for $ 30.00 and a... Share, if the payee name is different from your original intention checks written out to 2 people be into. Share, if possible to sign the check a married couple, address the couple “. You intended for them guides and videos for free by whitelisting wikiHow on ad. You will lose the money you intended for them sobre cómo utilizamos información! T physically available to endorse the check into a bank account but not cashed you can i deposit a check with a different last name trusted. Up you are agreeing to receive emails according to our privacy policy bronze badges substantially! Written to, anyone can deposit it a check with two names using `` ''! To the name on the “ Payable to ” line has serious consequences go through if... To write `` and '' would be better for the sake of clarity s the simplest way to the. But I usually go by nickname technically, they * may can i deposit a check with a different last name deposit it “ or ” if want!